My US Calculator

Personal Loan Calculator

Estimate your monthly payment and total interest on a fixed-rate personal loan.

Monthly Payment

$329.76

Total interest
$1,871
Total payment
$11,871

Assumptions

How it's calculated

Monthly payment = P * r / (1 - (1 + r)^-n), where P is the loan amount, r is the monthly interest rate, and n is the term in months.

Worked example

A $10,000 loan at 11.5% APR over 36 months has a monthly payment shown live above.

Frequently asked questions

Does this include an origination fee?

No — origination fees vary by lender and are not included in this estimate.