Tax Bracket Calculator
See a full breakdown of how your income is taxed across each US federal tax bracket, not just your marginal rate.
Total Federal Tax
$8,114.00
- Marginal rate
- 22%
- Effective rate
- 10.82%
- Taxable income
- $60,000
- Tax year
- 2025
| Rate | Bracket | Taxed in bracket | Tax for bracket |
|---|---|---|---|
| 10% | $0 – $11,925 | $11,925 | $1,192.50 |
| 12% | $11,925 – $48,475 | $36,550 | $4,386.00 |
| 22% | $48,475 – $103,350 | $11,525 | $2,535.50 |
Assumptions
- Single filing status only
- Standard deduction only — no itemized deductions or credits
How it's calculated
Taxable income = gross income − standard deduction. Each bracket's portion of income is taxed at that bracket's rate.
Worked example
A $75,000 gross income (single) after the standard deduction is broken down bracket by bracket in the table above.
Frequently asked questions
Why is my effective rate lower than my marginal rate?
Only the income within your top bracket is taxed at your marginal rate — everything below it is taxed at lower rates, which pulls your effective (average) rate down.